How does free checking with kickback spending sound?

Earn cash back for every tap or swipe of your CCFCU debit card and make shopping even more fun.

Benefits You’ll Love

  • Enjoy free checking with valuable benefits
  • There’s no minimum balance requirement to earn rewards
  • Earn cash back on debit card purchases nationwide^
  • View and manage funds digitally with online banking
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Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Checking (Share Draft) Account

Account Type Rate APY Requirements
Cherokee Checking 0.05% 0.05% $300.00 minimum
(below minimum fee $3.00)
Cherokee Checking Plus 0.05% 0.05% $2,500.00 minimum
Cherokee Checking Bonus 0.10% 0.10% $2,500.00 minimum
No more than 6 Withdrawals a month

IRA Term Share Accounts

Length Requirement Rate APY
       
12 Month $1,000.00 Minimum 1.80% 1.81%
24 Month $1,000.00 Minimum 1.95% 1.96%
26 Month $25,000.00 Minimum 2.00% 2.01%

New Auto Loans

Beacon Score Up to $35,000.00
Up to 72 months
Secured loan
All rates stated APR
Over $35,000.01
*84 months
Secured loan
All rates stated APR
720+ 5.90% 6.40%
680-719 6.90% 7.40%
640-679 7.90% 8.40%
600-639 11.15% 11.65%
555-599 15.15% 15.65%
554 & below 17.15% 17.65%

Share & IRA Savings Dividends

Account Type Balance Rate APY
Share Savings/IRA Savings $100.00 - $2,500.00 0.10% 0.10%
" " $2,500.01 - $5,000.00 0.20% 0.20%
" " $5,000.01 - $10,000.00 0.25% 0.25%
" " $10,000.01 - $25,000.00 0.30% 0.30%
" " $25,000.01 and Up 0.35% 0.35%
Escrow Savings   0.00% 0.00%

Rates declared quarterly based on Credit Union earnings. Quarter ending 9/30/24.

Share Certificates

Length Requirement Rate APY
       
12 Month $1,000.00 Minimum 1.80% 1.81%
24 Month $1,000.00 Minimum 1.95% 1.96%
26 Month $25,000.00 Minimum 2.00% 2.01%

Unsecured Loans

Beacon Score *Unsecured Loans
720+ 9.00%
680-719 10.00%
640-679 11.00%
600-639 14.00%
555-599 16.00%
554 & below 18.00%

Used Auto Loans

Vehicle Age Term

Beacon Score

All rates stated APR
1 Yr. Old 72 months 720+ 6.70%
2 Yrs. Old 72 months 680-719 7.70%
3 Yrs. Old 72 months 640-679 8.70%
4 Yrs. Old 60 months 600-639 11.95%
5 Yrs. Old 60 months 555-599 15.95%
6 Yrs. Old 48 months 554 & below 17.95%
7 Yrs. Old 48 months