How does free checking with kickback spending sound?
Earn cash back for every tap or swipe of your CCFCU debit card and make shopping even more fun.
Benefits You’ll Love
- Enjoy free checking with valuable benefits
- There’s no minimum balance requirement to earn rewards
- Earn cash back on debit card purchases nationwide^
- View and manage funds digitally with online banking
- Earn cash back on debit card purchases^
- Principle:
- 3% Cash Back on up to $200 in purchases for a max reward of $6
- Enhanced:
- 6% Cash Back on up to $200 in purchases for a max reward of $12
- ATM fee refunds nationwide up to $15 per monthly qualification cycle^
- Cash back earned on up to $200 in purchases monthly
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card^
- $100 minimum Savings deposit to open
Earning your rewards is easy:
Just perform a few basic banking activities you'd probably do anyway. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
Principal Qualifications:
- Have at least 12 debit card purchases post and settle
- 1 direct deposit or ACH credit
- Be enrolled and receive e-statements
- Be enrolled and log into online banking
Enhanced Qualifications:
- Have at least 12 debit card purchases post and settle
- 1 direct deposit or ACH credit
- Be enrolled and receive e-statements
- Minimum balance of $5,000
- Be enrolled and log into online banking
If you don't qualify during one monthly qualification cycle, don't worry! You can qualify the next month and get right back to earning your rewards the very next month. You'll pay no penalty, and your account is still free.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, debit card transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back principal qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back enhanced qualifications are met during a Monthly Qualification Cycle, you will receive 6% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $4.99 per single transaction up to $15 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number or individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.
Checking (Share Draft) Account
Account Type | Rate | APY | Requirements |
---|---|---|---|
Cherokee Checking | 0.05% | 0.05% | $300.00 minimum (below minimum fee $3.00) |
Cherokee Checking Plus | 0.05% | 0.05% | $2,500.00 minimum |
Cherokee Checking Bonus | 0.10% | 0.10% | $2,500.00 minimum No more than 6 Withdrawals a month |
IRA Term Share Accounts
Length | Requirement | Rate | APY |
---|---|---|---|
12 Month | $1,000.00 Minimum | 1.80% | 1.81% |
24 Month | $1,000.00 Minimum | 1.95% | 1.96% |
26 Month | $25,000.00 Minimum | 2.00% | 2.01% |
New Auto Loans
Beacon Score | Up to $35,000.00 Up to 72 months Secured loan All rates stated APR |
Over $35,000.01 *84 months Secured loan All rates stated APR |
---|---|---|
720+ | 5.90% | 6.40% |
680-719 | 6.90% | 7.40% |
640-679 | 7.90% | 8.40% |
600-639 | 11.15% | 11.65% |
555-599 | 15.15% | 15.65% |
554 & below | 17.15% | 17.65% |
Share & IRA Savings Dividends
Account Type | Balance | Rate | APY |
---|---|---|---|
Share Savings/IRA Savings | $100.00 - $2,500.00 | 0.10% | 0.10% |
" " | $2,500.01 - $5,000.00 | 0.20% | 0.20% |
" " | $5,000.01 - $10,000.00 | 0.25% | 0.25% |
" " | $10,000.01 - $25,000.00 | 0.30% | 0.30% |
" " | $25,000.01 and Up | 0.35% | 0.35% |
Escrow Savings | 0.00% | 0.00% |
Rates declared quarterly based on Credit Union earnings. Quarter ending 9/30/24.
Share Certificates
Length | Requirement | Rate | APY |
---|---|---|---|
12 Month | $1,000.00 Minimum | 1.80% | 1.81% |
24 Month | $1,000.00 Minimum | 1.95% | 1.96% |
26 Month | $25,000.00 Minimum | 2.00% | 2.01% |
Unsecured Loans
Beacon Score | *Unsecured Loans |
---|---|
720+ | 9.00% |
680-719 | 10.00% |
640-679 | 11.00% |
600-639 | 14.00% |
555-599 | 16.00% |
554 & below | 18.00% |
Used Auto Loans
Vehicle Age | Term |
Beacon Score |
All rates stated APR |
---|---|---|---|
1 Yr. Old | 72 months | 720+ | 6.70% |
2 Yrs. Old | 72 months | 680-719 | 7.70% |
3 Yrs. Old | 72 months | 640-679 | 8.70% |
4 Yrs. Old | 60 months | 600-639 | 11.95% |
5 Yrs. Old | 60 months | 555-599 | 15.95% |
6 Yrs. Old | 48 months | 554 & below | 17.95% |
7 Yrs. Old | 48 months |